Smart Device Financing &
Risk Management Platform

Control financed smartphones, reduce defaults, and automate collections with real-time device locking, payment intelligence, and risk management.

-- Trusted by lenders · telecoms · fintechs · retailers globally
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-- THE CHALLENGE

Device Financing Comes with Risk. We Help You Control It.

Financing mobile devices opens new revenue opportunities—but also introduces serious risks. Missed payments, rising defaults, and lack of control over financed devices can directly impact your bottom line.

Our platform is built to solve this. From device enrolment and payment tracking to intelligent locking and recovery, we give you complete control over your financed device ecosystem

⚠️
RISK DETECTED
Payment Overdue - Device #4821

3 Consecutive Missed Payments. Auto-lock triggers in 24 hours.

🔒
DEVICE LOCKED
IMEI 35901***5680

Remotely locked. Awaiting payment confirmation to restore access.

RECOVERED
Payment Received - Device Unlocked

Full access restored instantly. Device back to active state.

— THE CHALLENGE —

How Our Platform Works

01
Device Financing & Enrolment :

Enroll financed devices into the platform via API or Android SDK.

STEP 01
02
Payment Tracking :

Monitor payments in real-time and automate reminders across channels.

STEP 02
03
Risk Detection :

Identify potential defaults using behavior and payment patterns.

STEP 03
04
Device Locking :

Secure devices instantly through remote locking when payments are missed.

STEP 04
05
Auto Unlock :

Automatically restore access once dues are cleared.

STEP 05

Complete Device Financing & Risk Management Suite

End-To-End System To Manage Financed Devices, Payments and Risk.
Remotely lock and unlock devices based on payment status.
Automate communication and recovery workflows to improve collections.
Track and control devices across their entire lifecycle.
Explore All Solutions
Solutions Image
Capabilities Section

PLATFORM CAPABILITIES

Everything You Need To Manage
Financed Devices

  • Remote Device Locking & Unlocking
  • Automated Payment Reminders
  • Real-time Device Monitoring
  • Fraud Detection & Risk Scoring
  • API-first Integration
  • Android SDK for Device Control

— USE CASES —

Built For Real Business Challenges

👥
Reduce Loan Defaults :

Minimize risk by enforcing payment discipline through device control.

👥
Reduce Loan Defaults :

Minimize risk by enforcing payment discipline through device control.

📊
Improve Collection Efficiency

Automate reminders and recovery processes to reduce manual effort.

📊
Improve Collection Efficiency

Automate reminders and recovery processes to reduce manual effort.

📱
Enable Smartphone Financing

Expand access to devices while keeping risk under control.

📱
Enable Smartphone Financing

Expand access to devices while keeping risk under control.

⚙️
Control Financed Devices

Maintain real-time visibility and control over active devices.

⚙️
Control Financed Devices

Maintain real-time visibility and control over active devices.

— INDUSTRIES

Who We Serve

Telecom Operators :

Scale device financing programs with built-in risk control.

NBFCs & Lenders :

Reduce credit risk and improve repayment rates.

Fintech Companies :

Enable embedded device financing with secure infrastructure.

Retailers & Distributors :

Offer financing confidently and increase device sales.

why choose us

Built For Scale, Designed For Control

  • Real-time device locking infrastructure
  • API-first architecture for easy integration
  • Scalable for global operations
  • Secure and compliant platform
  • Proven impact on reducing defaults and improving recovery

Proven Business Impact

📊

60%

Reduction In Loan Defaults

Vs. Industry Baseline

72%

Automated Recovery Rate

Via Smart Workflows
📈

3x

Operational Efficiency Gain

Fewer Manual Processes
🔋

500K+

Devices Financed Securely

Across 12+ Markets

What Is A Device Financing Risk Management Platform?

A Device Financing Risk Management (DFRM) Platform Is A System That Helps Lenders, Telecom Operators, And Fintech Companies Manage The Risks Associated With Financing Mobile Devices. It Enables Businesses To Track Payments, Detect Potential Defaults, And Control Devices Through Remote Locking And Unlocking, Ensuring Better Repayment Rates And Reduced Financial Risk.

Frequently Asked Questions

We help you track your expenses and incomes. Here are answers to the most common questions.

Device locking allows businesses to restrict access to a financed smartphone if payments are missed, ensuring better repayment discipline.
It combines payment tracking, risk analysis, and device control to reduce defaults and improve collections.
Yes, devices are automatically or manually unlocked once outstanding payments are cleared.
Yes, the platform supports API and SDK-based integration for seamless deployment.

Take Control of Your Device Financing Risk

Reduce defaults, improve collections, and scale your financing operations with confidence.

Book a Demo