Building the Infrastructure
Device Financing Was Missing

We help lenders, telecom operators, fintech companies, and retailers reduce risk and scale their device financing programs — through automation, real-time device control, and the kind of portfolio visibility that actually holds up once you're operating at real scale, not just in a demo.

Loksiz team building device financing risk infrastructure
INTRO

Who We Are

A technology company with one specific focus: solving the risk management problem in mobile device financing. It's a complex, genuinely underserved challenge — and one that directly affects the financial outcomes of businesses across lending, telecom, fintech, and retail.

Loksiz team working with partners
Building device financing solutions
Working with lenders and telecom partners

As smartphone financing has expanded globally, the gap between issuing credit and actually recovering it has widened.

We built this to close that gap — visibility, automation, enforcement, the things a business needs to run device financing at scale.

From the moment a device is enrolled to the moment the case is closed, one platform handles the whole thing instead of five separate tools.

500K+

Devices Financed Securely

60%

Reduction In Loan Defaults

72%

Automated Recovery Rate

3x

Operational Efficiency Gain

WHAT WE DO

A Complete Device Financing Risk Management Platform

Five things, working as one system, not five separate tools — built to reduce defaults, improve recovery, and make device financing operations scalable in practice, not just on a roadmap slide.

Device Locking Infrastructure
Payment Tracking And Automation
Digital Debt Collection
Device Lifecycle Management
Risk Detection And Monitoring

OUR MISSION

To make device financing more accessible, secure, and sustainable, by giving the businesses that power it the risk management tools they actually need.

OUR VISION

To become the foundational infrastructure layer for device financing globally — a platform businesses rely on to offer financing with confidence, backed by real control, transparency, and operational efficiency at every stage.

WHAT MAKES US DIFFERENT

WHAT MAKES US DIFFERENT

01

Purpose-built for device financing, not a generic tool stretched to fit

02

Designed for global scale from the ground up

03
Real-time device control as a core capability, not an add-on bolted on later
04
End-to-end lifecycle management in a single platform, not five different vendors
05
API-first, connecting to your existing stack instead of demanding you replace it
IDEAS
Why We Built This

Why We Built This

Device financing has put smartphones within reach for millions of people who couldn't otherwise afford them. But the businesses making it possible were often doing so without the risk management infrastructure to back it up — absorbing losses, running collections that couldn't keep pace, operating with no real control over the devices they'd financed.

OUR GOAL

Replace those problems with one well-designed system that makes the whole operation stronger, more efficient, and more defensible.

Rising defaults with no systemic response

Absorbing losses from defaults that a proper enforcement mechanism would've prevented in the first place.

Collections that couldn't scale

Manual operations that couldn't keep pace alongside the financing business as it grew.

No real device-level enforcement

No way to remotely manage devices when borrowers stopped paying — no leverage, no recovery path.

Fragmented systems creating gaps

Disconnected tools creating gaps instead of closing them — chaos across teams and workflows.

OUR APPROACH

Everything we build runs on three principles

Control

Real-time enforcement through device locking and live monitoring, so you're never without leverage over financed assets.

Automation

Reminders, workflows, and collections that run without manual triggers, so your team's time goes where it actually matters.

Visibility

A complete, live view of your device portfolio, so every decision gets made with the right information in front of it.

WHO WE SERVE

Who We Work With

Telecom operators, NBFCs and lenders, fintech companies, retailers and distributors — across the size spectrum, from growing startups to established operators managing hundreds of thousands of devices.

Telecom operators
Telecom operators
NBFCs and lenders
NBFCs and lenders
Fintech companies
Fintech companies
GLOBAL REACH

Built for Global Scale

Built for multi-region deployment, with the flexibility to handle localized operational requirements, regulatory environments, and integration needs across different markets.

0

Countries

0

Languages

99.99%

Uptime SLA
World map showing Loksiz presence in the UAE and India
TRUST & RELIABILITY

Reliability and Security, By Design

We take infrastructure quality seriously — systems that hold up consistently under load, not just in testing. Data protection and compliance built in from the ground up, not added after the fact.
Secure Infrastructure
Secure, encrypted device communication. Hardened cloud infrastructure end to end.
Reliable Device Communication
High-availability architecture — no single points of failure, stable under load.
Scalable Architecture
Distributed systems built to scale from thousands to millions of connections.
Data Protection and Compliance
Built-in governance, retention controls, and audit logs — not added after the fact.

Let's Build the Future of Device Financing Together

Whether you're launching a new financing program or scaling an existing one, we're here to help you do it securely, efficiently, and with confidence.

Loksiz dashboard and a financed phone unlocking after payment