Built to Plug Straight Into Your Stack

Most fintech platforms have the same friction: they expect you to log into their dashboard to do things your own systems should handle automatically. Loksiz is built the other way around. Your systems talk to ours — device onboarding, payment sync, lock and unlock commands — all of it through the API once it's connected, all of it automated. Teams familiar with REST APIs find integration straightforward. For deployments that need a lighter start, the Android SDK provides a way in without a full API build on day one.

Device locking API connected to LMS and payment systems

What Manual Hand-offs Actually Do to an Operation

Separate dashboards for every action — someone is always bridging them by hand
Manual steps get skipped under pressure — enforcement gaps show up in your default rate
Long integration timelines mean months of accounts not under proper risk management
Opportunity cost of slow integration is real and compounds every month

What Becomes Possible Once Everything Is Connected

Device onboarding directly from your LMS or POS — no batch uploads, no data re-entry
Payment events via webhooks in real time — every decision based on what's actually happening now
Lock and unlock commands through your own systems — no separate dashboard at any stage
The gaps between your operation and ours disappear entirely
HOW IT WORKS

From Sandbox to Production

01

Sandbox Access

Sandbox credentials and full API documentation provided from day one. Teams familiar with standard REST and webhook patterns typically complete sandbox integration in a couple of weeks.

02

Device Enrollment via API

Device enrollment plugs directly into your LMS or POS at point of sale — no batch uploads, no data re-entry, no separate login required.

03

Webhook Payment Sync

Payment events flow in via webhooks in real time — every decision the risk engine makes is based on what's actually happening now, not last night's export.

04

Lock and Unlock Commands

Lock and unlock commands triggered through your own systems — no manual approval needed at any stage. Commands queue automatically if a device is offline and execute the moment it reconnects.

05

Production Rollout

Go live by channel once compliance is done. Focused pilots — a single product line, a defined OEM set — move in weeks. Broader enterprise rollouts take longer, but the path is well-defined and there are no surprises.

How api integration works, step by step

Core Capabilities Of The Platform

RESTful APIs, fully documented from day one
Webhook-driven payment sync in real time
Remote lock and unlock command execution
Secure token-based authentication & authorisation
Android SDK for device-level enrollment at POS
High-availability architecture built for global scale
API integration core capabilities

The Practical Advantages

  • ✔ Shorter time to go live — sandbox to production in weeks, not a quarter
  • ✔ Sits alongside your existing LMS, payment gateway, CRM, and POS — keep what works, add what's missing
  • ✔ Once connected, the manual steps between your systems and ours go away entirely
  • ✔ Flexibility to build and customize as your own needs shift — not locked into a fixed workflow
  • ✔ Architecture designed for global scale from the start — doesn't need redesigning when the portfolio grows or you add markets

— USE CASES —

Who Uses This

👥
Lending and LMS Platforms :

Embed device enrollment and payment tracking directly into your LMS — no separate dashboard, no gap between loan booking and device onboarding.

📊
Fintech Apps and Embedded Finance Products

Add device financing capabilities without building the enforcement layer yourself — API-first means integration takes days, not a quarter.

📱
Telecom Billing and CRM Systems

Sync payment events and device status directly into your billing core or CRM via webhooks — live facts, not last night's batch file.

⚙️
Retailer POS and Android SDK

Start with the Android SDK at point of sale and migrate to full API automation later — on your own timeline, without rebuilding from scratch.

— INDUSTRIES

Who We Serve

✔
Telecom Operators :

Connect device financing enforcement directly into your BSS or billing core — without ripping out what's already there.

✔
NBFCs & Lenders :

Integrate lock commands and payment sync into your existing LMS — full workflow automation, no manual steps in between.

✔
Fintech Companies :

Embed device financing capabilities into your app without building the enforcement layer yourself — API-first, days not months.

✔
Retailers & Distributors :

Start with the Android SDK at POS and move to full API automation later — the path is clear, no need to rebuild from scratch.

Loksiz API connected to LMS, CRM, POS, billing and payment systems

Frequently Asked Questions

Common questions from engineering and product teams evaluating API integration.

Teams familiar with REST APIs and webhooks typically complete sandbox integration in one to two weeks. Production deployment depends on LMS complexity, OEM validation for the target handset list, and compliance sign-off. Focused pilots with a defined scope move significantly faster than full enterprise rollouts.
No — it sits alongside them. The API connects to your LMS, payment gateways, CRM, and POS. You keep what works and add the device control layer that's currently missing.
Device-level enrollment and lock/unlock control at point of sale, without needing a full server-to-server API build upfront. There's a clear path to full API automation later, and you don't have to rebuild from scratch to get there.
The architecture was built for high availability at scale — millions of connections, global deployments. There's no practical portfolio ceiling within the platform's design.
Token-based authentication. Credential management, key rotation, and security best practices are all covered in the API documentation that comes with sandbox access.
Yes. The sandbox mirrors production closely enough that most integration issues are caught before they affect real operations. Sandbox credentials are provided from day one.
It queues and executes the moment the device reconnects. There's no window where a borrower can avoid enforcement simply by going offline.

Integrate in Days, Not Months

Connect device financing, risk management, and enforcement directly into your stack.

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