TECHNOLOGY PLATFORM

Technology Built For Device Financing At Scale

Loksiz combines cloud-native infrastructure, real-time device control, automated workflows, and enterprise-grade security in a single platform built specifically for high-volume device financing across global markets. Not adapted from a generic fintech platform — built for this use case from the ground up.

Loksiz API connected to lending and payment systems

Engineered For Performance & Reliability

Platform uptime is 99.99%. The infrastructure supports tens of millions of active devices, operates across 40+ markets, and is monitored around the clock. Those aren't aspirational numbers — they're what the engineering was designed to deliver.

99.99%

10M+

40+

24/7

Core Platform Capabilities

Device Locking

Locks financed devices based on configurable policies the moment a payment threshold is crossed — real-time, with offline queueing for devices that aren't connected when the command fires.

Device Unlocking

Restores access automatically once payment confirms — typically within seconds, with no manual step required.

API Integration

Connects to existing lending, telecom, and fintech systems via a fully documented REST API — teams familiar with standard patterns integrate in days.

Risk Monitoring

Detects repayment risks and portfolio trends in real time, with early warning signals surfacing before accounts have missed payments.

Automation Engine

Automates reminders, collection workflows, and recovery escalation — without manual triggering at each stage.

Cloud Infrastructure

Scalable architecture built for global deployments from day one — each layer independently scalable so growth doesn't require a rebuild.

Platform Architecture

Mobile SDK
↓
API Gateway
↓
Risk Engine
↓
Device Control Platform
↓
Analytics Dashboard

Security & Compliance

End-to-End Encryption

Role-Based Access

Compliance Ready

Frequently Asked Questions

Common questions about the Loksiz platform, API, and infrastructure.

Provided to registered partners and clients as part of onboarding. Sandbox credentials and documentation are available from day one of the integration process.
Token-based authentication. Credential management, key rotation, and security best practices are covered in the documentation provided during onboarding.
Yes — webhooks handle real-time payment event sync. Payment confirmations, missed payments, and other account events are pushed to your systems as they happen.
99.99%, with 24/7 monitoring and redundant infrastructure to handle failures without service interruption.
Designed for global deployment. Data residency requirements by geography can be configured and discussed with the Loksiz team during onboarding.
Yes — sandbox access is provided from day one. The sandbox mirrors production closely enough that most integration issues are caught before they affect live operations.

Built for Device Financing at Scale

Cloud-native infrastructure, real-time device control, and enterprise-grade security — in one platform.

Book a Demo