TECHNOLOGY PLATFORM

Security & Compliance

Security and compliance in device financing risk management isn't a feature checkbox. It's the foundation that determines whether lenders, regulators, and borrowers can trust the platform. Loksiz is built with security at the infrastructure level — encryption, access control, audit trails, and data handling are part of the architecture itself, not added on after the fact.

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Secure device financing platform
OVERVIEW

Security Built Into the Architecture

Encryption, access control, audit trails, and data handling are part of the platform architecture itself — not added after the fact. Every component is secured end to end, from device SDK through to the analytics layer.

E2E

Encryption

RBAC

Role-Based Access

Full

Audit Trail

24/7

Monitoring
SECURITY

How the Platform Is Secured

End-to-End Encryption

All data moving between devices, the SDK, and the platform is encrypted using secure protocols. Data at rest — IMEI records, payment status, account data — is encrypted in storage. No unencrypted path exists between any component of the system.

Role-Based Access Control

Every team member sees and can do only what their role permits. Granular controls let you configure who can view sensitive portfolio data, who can trigger lock and unlock actions, and who has administrative access. Access logs are maintained and auditable at all times.

Device-Level Security

The Android SDK uses secure encrypted communication. Reset protection prevents the lock from being removed by a factory reset. Bypass attempts are flagged automatically and escalated to the risk team.

Full Audit Trail

Every platform action — device enrollment, lock commands, unlock events, payment updates, policy changes — is timestamped and logged. Audit trails are available for export and designed to meet regulatory review requirements.

Data Minimisation

The platform stores the minimum data necessary to operate — primarily IMEI records and payment status signals — rather than acting as a general-purpose data repository.

24/7 Continuous Monitoring

Continuous monitoring means anomalies, security events, and infrastructure issues are flagged and responded to at any hour — not just during business hours.

COMPLIANCE

What the Platform Provides for Compliance

Timestamped Audit Logs — Every Action Recorded
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Data Residency Configuration by Geography
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Data Minimisation — Only Necessary Data Stored
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Export-Ready Audit Trail for Regulatory Review
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24/7 Monitoring — Incidents Flagged at Any Hour
DATA PROTECTION

Security & Compliance at Every Layer

End-to-End Encryption

Role-Based Access

Compliance Ready

Frequently Asked Questions

Common questions about security, compliance, and data handling on the Loksiz platform.

Certification details are available from the Loksiz team. The relevant documentation can be provided for enterprise evaluations and regulatory due diligence.
The platform is designed with data minimisation in mind. Borrower data is handled according to applicable regulations in operating markets. Specific regulatory questions should go to the Loksiz compliance team.
Yes. Enterprise clients can request a security review as part of the evaluation process.
Access is controlled by your own configuration. Loksiz staff access to client data is restricted, logged, and governed by internal policies. No client data is accessible to other clients.
Incident response procedures are in place. Clients are notified according to applicable regulatory timelines. Full details of the incident response process are available from the security team.

Security Built Into the Foundation

Encryption, access control, audit trails, and compliance — part of the architecture, not added after the fact.

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